Loan Rates

Share Secured Loans

Variable 2% above dividend rate paid on shares securing the loan. Contact us for current rate.


Vehicles up to 25,000 miles

TermAs low as APR*Monthly Payment per

$1,000 Borrowed

48 Months5.99%$23.48
60 Months6.19%$19.43
72 Months6.39%$16.76
84 Months**7.79%$15.49
*APR=Annual Percentage Rate and is based on credit worthiness. **84 month term available for vehicles valued at $30,000 and higher. Rates are subject to change daily.

Vehicles from 25,000 to 100,000 miles

TermAs low as APR*Monthly Payment per

$1,000 Borrowed

48 Months6.99%$23.95
60 Months7.19%$19.90
72 Months7.39%$17.24
84 Months**8.79%$15.99
*APR=Annual Percentage Rate and is based on credit worthiness. **84 month term available for vehicles valued at $30,000 and higher. See Loan Officer for rates on vehicles in excess of 100,000 miles. Rates are subject to change daily.

Personal/Signature Loans

TermAs low as APR*Monthly Payment per

$1,000 Borrowed

12 Months9.50%$87.68
24 Months10.00%$46.15
36 Months10.50%$32.51
48 Months11.00%$25.85
60 Months11.50%$22.00
*APR=Annual Percentage Rate and is based on credit worthiness. Rates are subject to change daily.

Other Secured (Includes Motorcycles, RV's, Campers and Watercraft)

TermAs low as APR*Monthly Payment per

$1,000 Borrowed

36 Months8.99%$31.80
48 Months9.49%$25.13
60 Months9.99%$21.25
72 Months**10.99%$19.04
*APR=Annual Percentage Rate and is based on credit worthiness. **72 month term available for loans in excess of $15,000. Rates are subject to change daily.

Home Equity (2nd Mortgage) Loans

TermAs low as APR*Monthly Payment per

$1,000 Borrowed

5 Years8.00%$20.28
10 Years8.50%$12.40
15 Years9.00%$10.15
*APR=Annual Percentage Rate and is based on credit worthiness. **10 Year term available for loans in excess of $20,000. 15 Year term available for loans in excess of $35,000. Will finance up to 90% of the appraised value less 1st mortgage balance. Rates are subject to change daily.

Mortgage

Chattanooga Federal is excited to have partnered with 7 Mortgage, a Credit Union Service Organization in Oak Ridge, TN. Click here for more information on mortgage products available through 7 Mortgage.

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