Privacy Notice

FACTS      WHAT DOES CHATTANOOGA FEDERAL EMPLOYEES CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?      Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?      The types of personal information we collect and share depend on the product or service you have with us. This information can include: · Social Security number and account balances · credit history and credit scores · payment history and transaction or loss history. When you are no longer our member, we continue to share your information as described in this notice.
How?      All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Chattanooga Federal Employees Credit Union chooses to share; and whether you can limit this sharing.


REASONS WE CAN SHARE YOUR PERSOAL INFORMATION

Reasons we can share your personal information Does Chattanooga Federal Employees Credit Union share? Can you limit this sharing?
Reasons we can share your personal informationFor our everyday business purposes -- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Does Chattanooga Federal Employees Credit Union share?Yes Can you limit this sharing?No
Reasons we can share your personal informationFor our marketing purposes -- to offer our products and services to you Does Chattanooga Federal Employees Credit Union share?Yes Can you limit this sharing?No
Reasons we can share your personal informationFor joint marketing with other financial companies Does Chattanooga Federal Employees Credit Union share?Yes Can you limit this sharing?No
Reasons we can share your personal informationFor our affiliates' everyday business purposes -- information about your transactions and experiences Does Chattanooga Federal Employees Credit Union share?No Can you limit this sharing?We don't share
Reasons we can share your personal informationFor our affiliates' everyday business purposes -- information about your creditworthiness Does Chattanooga Federal Employees Credit Union share?No Can you limit this sharing?We don't share
Reasons we can share your personal informationFor our affiliates to market to you Does Chattanooga Federal Employees Credit Union share?No Can you limit this sharing?We don't share
Reasons we can share your personal informationFor non-affiliates to market to you Does Chattanooga Federal Employees Credit Union share?No Can you limit this sharing?We don't share


WHO WE ARE

Who is providing this notice? Chattanooga Federal Employees Credit Union


WHAT WE DO

How does Chattanooga Federal Employees Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Chattanooga Federal Employees Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or make a wire transfer
  • apply for financing or show us your driver's license
  • give us your contact information
    • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
    Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes -- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
    • State laws and individual companies may give you additional rights to limit sharing.


    DEFINITIONS

    Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Chattanooga Federal Employees Credit Union has no affiliates.
    		•
    Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Chattanooga Federal Employees Credit Union does not share with our nonaffiliates so they can market to you.
    		•
    Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include credit card companies and insurance companies.
    		•

    Questions?
    Call us at: (423) 892-3738.