Share Rates

TypeMinimumRateAnnual Percentage Yield (APY)
Share Savings$250.10%0.10%
Elite Draft$1,0000.05%0.05%
Christmas Club$250.20%0.20%
IRA Accounts$250.50%0.50%
Special Savings$5000.10%0.10%
Special Savings$10,0000.20%0.20%

Dividends are posted on the first day of each calendar quarter for the previous calendar quarter. Rates listed are projected rates.

 

 

Certificate Rates

Term in MonthsMinimum BalanceDividend RateAnnual Percentage Yield (APY)
6$2,5000.35%0.35%
12$1,0000.45%0.45%
18$1,0000.55%0.55%
24$1,0000.75%0.75%
36$1,0001.00%1.00%
 

Dividends are posted at maturity on the 6 month term.  On all other terms, dividends are posted on the first day of each calendar quarter for the previous calendar quarter.

 

 

*Annual Percentage Yield (APY) may be greater than stated APR based on compounding. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Minimum daily balance to earn dividends on regular share account is $100. Rates are subject to change without notice.