Share Rates

TypeMinimumRateAnnual Percentage Yield (APY)
Share Savings$250.50%0.50%
Elite Draft$1,0000.10%0.10%
Christmas Club$250.50%0.50%
IRA Accounts$251.00%1.00%
Special Savings$5000.75%0.75%
Special Savings$10,0001.00%1.00%

Dividends are posted on the first day of each calendar quarter for the previous calendar quarter. Rates listed are projected rates.

 
 

 
 

Certificate Rates

Term in MonthsMinimum BalanceDividend RateAnnual Percentage Yield (APY)
12$1,0001.75%1.76%
18$1,0001.85%1.86%
24$1,0002.40%2.42%
36$1,0002.00%2.02%
 

Dividends are posted on the first day of each calendar quarter for the previous calendar quarter.

SPECIAL: We offer a “Birthday Certificate” which allows members who open a 12 month share certificate in the month of their birthday to add their age in basis points to the dividend rate. For instance, if you turn 60 years old this month, you would add 0.60% to the dividend rate on the 12 month certificate. This special is only available on the 12 month share certificate.

 
 

 
 

*Annual Percentage Yield (APY) may be greater than stated APR based on compounding. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Minimum daily balance to earn dividends on regular share account is $100. Rates are subject to change without notice.